When you own a classic car, the primary thought in your mind is getting it on the road and taking it for a joy ride. However, before you take your car out for a spin, you need to get the proper insurance coverage for your valuable vehicle. The right insurance policy can help alleviate out-of-pocket costs in the unfortunate circumstance of an accident.
With so many car insurance policies to choose from, it can be difficult to understand the right one for your car. Our experienced agents at Primero Insurance Agency will help guide you through the process of choosing the right classic car insurance policy for your unique needs, taking aspects like the model of your car and your environment into account. We know how unforgiving the Texas roads can be. Don’t sell yourself short—call us at 830-542-4941 for a quote today.
What is Classic Car Insurance?
A typical classic car insurance policy may provide benefits such as:
One of the primary differences between a standard auto insurance policy and a classic car insurance policy is agreed value coverage. In getting agreed value coverage, you and your insurer will settle on the value of your car, determined by an appraiser, and that’s how much your car will be insured for. With regular auto insurance, your insurer will most likely determine the cost of your car based on comparable models.
Who Needs It?
Classic car insurance typically deals with older, classic models of cars. Some might even be considered to be collectibles. You will likely qualify for classic car insurance if your vehicle is:
At least 25 years old
In addition, to qualify for classic car insurance, your car should be in good condition and not used for activities such as racing or daily commuting. Classic car insurance is critically important in protecting your vehicle. If you are unsure if you qualify for classic car insurance, be sure to contact us today.
When it comes to classic cars, having the right insurance policy cannot be overstated. At Primero Insurance Agency, we’ll determine the best policy for you and your vehicle with the help of our experienced agents and vast knowledge of the market.
Contact us at 830-542-4941 with any questions or concerns regarding classic car insurance policies.