{"id":923,"date":"2023-09-19T16:45:32","date_gmt":"2023-09-19T21:45:32","guid":{"rendered":"http:\/\/primero-insurance.three.zysites.com\/blog\/questions-to-ask-your-agent-about-atv-insurance\/"},"modified":"2023-12-18T07:22:28","modified_gmt":"2023-12-18T13:22:28","slug":"questions-to-ask-your-agent-about-atv-insurance","status":"publish","type":"post","link":"https:\/\/www.primeroinstx.com\/es\/sin-categorizar\/questions-to-ask-your-agent-about-atv-insurance\/","title":{"rendered":"Questions to Ask Your Agent About ATV Insurance"},"content":{"rendered":"

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What do outdoor adventures look like for you? Whether it’s an ATV, UTV, dirt bike, dune buggy, golf cart or other off-road vehicle (ORV), you’ll want to make sure you have the right type of insurance coverage to protect your toys. It’s important to ask your independent insurance agent the right questions about what type of coverage you’re seeking and customize it to fit your lifestyle. To help you get started, we put together the following list of questions after speaking with Kevin Henry, the Director of Product Management at Foremost<\/span>®<\/span> Insurance.<\/span><\/span>
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\n<\/span>1. What typical coverages are available for ATV\/UTVs?<\/span>
\n\u00abAsk your agent or broker about standard coverages that are available, as well as optional ones you might consider,\u00bb says Henry. \u00abStandard coverages include Collision, Other Than Collision, Liability and Medical Payments. They help provide coverage for damage to your ATV itself or damage or injury that you may cause while riding your ATV.\u00bb<\/span>
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\n<\/span>2. Is my safety apparel covered?<\/span>
\n\u00abWhether it’s helmets, goggles or other clothing that helps minimize injuries from an accident, most companies will offer safety apparel coverage for when these things get damaged,\u00bb says Henry. \u00abWe want riders to be as safe as possible while enjoying the outdoors, so we encourage wearing safety gear.\u00bb<\/span>
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\n<\/span>3. Is there optional equipment coverage available?<\/span>
\n\u00abMost people have customized or added options to their ATVs,\u00bb Henry explains. \u00abOptional Equipment coverage helps cover things like towable trailers, racks and winch kits for your ATV.\u00bb<\/span>
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\n<\/span>4. Am I able to insure my ATV\/UTV year-round?<\/span>
\n\u00abYear-round coverage is definitely something you may want to consider,\u00bb answers Henry. \u00abSome policies have a lay-up period for colder weather when you may not be able to ride. But when an unusually warm day comes around and you want to take your ATV out, you might be stuck without coverage. A year-round policy lets you take it out whenever Mother Nature’s providing good weather and, with some companies, you can do this for the same price as seasonal coverage.\u00bb<\/span>
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\n<\/span>5. What kinds of discounts are available?<\/span>
\n\u00abEverybody wants to save money,\u00bb Henry shares. \u00abAsk what’s available for you. Some companies, like Foremost, offer discounts for things like multi-units, multi-policies, maintaining continuous coverage when you renew and for having prior off-road vehicle insurance.\u00bb<\/span>
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\nYour safety is number one to us. Stay safe wherever you choose to go on your off-road vehicle.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

        What do outdoor adventures look like for you? Whether it’s an ATV, UTV, dirt bike, dune […]<\/p>\n","protected":false},"author":35,"featured_media":924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/posts\/923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/comments?post=923"}],"version-history":[{"count":0,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/posts\/923\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/media\/924"}],"wp:attachment":[{"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/media?parent=923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/categories?post=923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.primeroinstx.com\/es\/wp-json\/wp\/v2\/tags?post=923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}